Why Should You Remortgage?

Remortgaging is the process of switching your current mortgage on your existing property to a new one. This can be with your existing lender, or with a new one. There are many different reasons as to why you may want to remortgage your house. For most people, the main reason is about saving money on…

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How Does Equity Release Work?

What is equity release? Equity release is the process of releasing money from your property when you’re still living there.  If you own your home and are over 55, and looking for some extra cash or a more comfortable retirement, then one solution is to release some equity. However, equity release can be an expensive…

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What Will a Mortgage Broker Want to Know?

Getting to the stage where you’re ready to speak to a mortgage broker is an exciting time. When you’re in the position to take out a mortgage, there are several things that a bank, building society or mortgage broker will ask you beforehand. While it may feel uncomfortable to discuss so many personal, financial questions,…

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8 Tips For Getting Onto The Property Ladder

Most of us dream of owning our own home at some point in our lives. If you’re like me, you dream of decorating each room to your personal taste and style, getting lost in homeware shops and spending your days creating and loving the space you’ve beautifully designed.  Now’s the time to stop daydreaming, and…

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image of keys to a new build house

What Happens When You Sell a Shared Ownership Property?

If you’re thinking of selling your shared ownership home, here’s everything you need to know about the scheme. What is shared ownership? The shared ownership home scheme is when you buy a share of a property and pay rent on the rest. The share that you can buy is typically between 25% and 75%, however…

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How much can I borrow on a mortgage?

How Much Can I Borrow on a Mortgage?

Unsurprisingly, this is one of, if not THE main question that people ask when it comes to mortgages. When you know how much you can borrow, you’ll be able to search the market to see the types of properties you can choose from in the area you want to live. For many people, knowing what…

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When should you get an Agreement in Principle?

When Should You Get An Agreement In Principle?

So, what came first? The chicken or the egg? Honestly, when it comes to that, we have no idea! But, when it comes to buying your first, second or last home, we would suggest you find your mortgage before you find a house. Now we don’t want to be killjoys, we know how excited you…

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