image of house on keychain

8 Tips For Getting Onto The Property Ladder

Most of us dream of owning our own home at some point in our lives. If you’re like me, you dream of decorating each room to your personal taste and style, getting lost in homeware shops and spending your days creating and loving the space you’ve beautifully designed.  Now’s the time to stop daydreaming, and…

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Can I get a mortgage with 1 Years accounts?

Being self-employed is a great feeling, the freedom to work how and when you want – and to top this off, you have made it to your business’s first birthday! So the question here is ‘Can I get a mortgage with 1 years accounts?’ So now you’ve made it, you are wanting to consider your mortgage…

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image of keys to a new build house

What Happens When You Sell a Shared Ownership Property?

If you’re thinking of selling your shared ownership home, here’s everything you need to know about the scheme. What is shared ownership? The shared ownership home scheme is when you buy a share of a property and pay rent on the rest. The share that you can buy is typically between 25% and 75%, however…

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Can I get a mortgage if I'm a Foster Carer?

Can I Get A Mortgage If I’m A Foster Carer?

Great News for Foster Carers! Here at Robin Mortgage Design, we love to help people with all kinds of careers and vocations to achieve their property dreams. This includes our wonderful clients who have chosen to become Foster Carers! Does that mean I could get a mortgage based on my income as a foster carer?…

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Can a CIS contractor get a mortgage?

Can a CIS Contractor Get a Mortgage?

Something we get asked a lot is: can I get a mortgage if I’m self-employed? Well, the simple answer is yes, you can. At this point, your mortgage adviser will start to ask a number of questions, one of which will be to establish whether or not you work under the Construction Industry Scheme (CIS).…

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How much can I borrow on a mortgage?

How Much Can I Borrow on a Mortgage?

Unsurprisingly, this is one of, if not THE main question that people ask when it comes to mortgages. When you know how much you can borrow, you’ll be able to search the market to see the types of properties you can choose from in the area you want to live. For many people, knowing what…

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When should you get an Agreement in Principle?

When Should You Get An Agreement In Principle?

So, what came first? The chicken or the egg? Honestly, when it comes to that, we have no idea! But, when it comes to buying your first, second or last home, we would suggest you find your mortgage before you find a house. Now we don’t want to be killjoys, we know how excited you…

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What Credit Score Do I Need For A Mortgage?

What Credit Score Do I Need For A Mortgage?

Good question! A credit score or rating is a digital footprint of your financial self, whether it’s good or bad all lenders consider your credit history when applying for a mortgage. Before we go straight in lets explore what a credit score is. What is a credit score? If a stranger walked up to you…

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