A graphic image of a hand under neath a house and another hand passing them a coin

Should I Swap Equity Release Plans?

If you have read our latest blogs, you should have some understanding of what equity release is by now. If you haven’t, now is the time!  Just as you are able to remortgage your home, it is possible to change your equity release plan from one provider to another. You may find that as average…

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An image of a man signing papers with a graphic house in front of him

Can I Release Equity If I Am In Debt?

Equity release is the process of releasing funds that are tied up in your property whilst you are still living there. Releasing equity in your property is one way for you to raise some extra cash. If you, or the youngest homeowner is 55 or over, you may be eligible for equity release. The cash…

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image of money pile growing with wooden house

Equity Release Benefits

Firstly… What is Equity Release?  Equity Release is the process of releasing money from your property whilst you are still living there. It can be a way to access money that is tied up in your home. If you own your own home and the youngest homeowner is 55 or over and you are looking…

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Buy To Let Mortgages.

Is buy-to-let right for me? If you are looking at Buy to Let Mortgages then this guide is exactly what you need! Firstly, property investment isn’t a decision to be taken lightly, and must be well considered before putting two feet in. Many believe it to be an easy path to making money. However, it…

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Deck Chairs on Sandown Beach on the Isle of Wight

Holiday Let Mortgages.

We have all seen significant increases in property purchases for holiday lets across the UK, especially over the past few years. Even more so in holiday destinations, such as here on the Isle Of Wight. However, mortgage lenders have traditionally shied away, and most of the big UK lenders are still not offering specialist holiday…

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Spring Time Decoration

April is National Decorating Month. I know right, who knew. And there is no better time than Spring to spruce up your home. Whether you are planning a house move and want to refresh your home to get the best value. Or stay put and have a fresh place to relax. This blog will hopefully…

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Over 55 mortgage options

Can An Over 55 Get A 30 Year Mortgage.

Can an over 55 get a 30 year mortgage?… This is a great question… As a population we are living longer and as it turns out, everything is getting more expensive. Energy bills, fuel cost and food have increased over the past few years and that is not including the hike in house prices due…

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Why Should You Remortgage?

Remortgaging is the process of switching your current mortgage on your existing property to a new one. This can be with your existing lender, or with a new one. There are many different reasons as to why you may want to remortgage your house. For most people, the main reason is about saving money on…

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A couple with their new build home

Mortgages on New Build Homes

For many home seekers looking for a new place to live, being able to purchase and move into a new build property is the ideal situation. Purchasing a newly built property has many benefits; they tend to be energy efficient, build to a high standard, and buyers do not have to worry about the dreaded…

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image of credit score with card info and rating scale

How Can I Improve My Credit Score?

When applying for a mortgage, your credit score is taken into consideration by mortgage lenders. This means your credit score needs to be at a certain level in order to be approved for a mortgage, as well reap the benefits of lower interest rates and more. Credit scores explained: what is it? A credit score is…

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