Can I Get A Mortgage If I’m A Foster Carer?
Great News for Foster Carers! Here at Robin Mortgage Design, we love to help people with all kinds of careers and vocations to achieve their property dreams. This includes our wonderful clients who have chosen to become Foster Carers! Does that mean I could get a mortgage based on my income as a foster carer?…
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The Mortgage Guarantee Scheme – Taking You One Step Closer to Your Dream Home
In the recent budget announcement, the Government announced the launch of their new Mortgage Guarantee Scheme. Although it’s predominantly aimed at first-time buyers, unlike the Help to Buy scheme, this is also open to existing homeowners who would otherwise struggle to find a large deposit, so this is really great news. The Government wants to…
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Can a CIS Contractor Get a Mortgage?
Something we get asked a lot is: can I get a mortgage if I’m self-employed? Well, the simple answer is yes, you can. At this point, your mortgage adviser will start to ask a number of questions, one of which will be to establish whether or not you work under the Construction Industry Scheme (CIS).…
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How Much Can I Borrow on a Mortgage?
Unsurprisingly, this is one of, if not THE main question that people ask when it comes to mortgages. When you know how much you can borrow, you’ll be able to search the market to see the types of properties you can choose from in the area you want to live. For many people, knowing what…
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When Should You Get An Agreement In Principle?
So, what came first? The chicken or the egg? Honestly, when it comes to that, we have no idea! But, when it comes to buying your first, second or last home, we would suggest you find your mortgage before you find a house. Now we don’t want to be killjoys, we know how excited you…
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What Credit Score Do I Need For A Mortgage?
Good question! A credit score or rating is a digital footprint of your financial self, whether it’s good or bad all lenders consider your credit history when applying for a mortgage. Before we go straight in lets explore what a credit score is. What is a credit score? If a stranger walked up to you…
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Can A Sole Trader Get A Mortgage?
GREAT NEWS! You set up your own business and your enjoying life to the maximum, but now you need to get a mortgage. Hopefully you’ll find this helpful. Can a Sole Trader get a mortgage? So something we get asked a lot is ‘whether I can get a mortgage if I’m self-employed’, well the simple…
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