The Robin Mortgage Design Blog

Our blog lets you know about the more sepcific subjects when looking at a mortgages and protection, such income types, credit files, the process and off course different mortgage and protection products. We're always working on new blogs to deliver new content so we hope you can find what you are looking for, but if we have written about your after just, please do gives a call and we would be delighted to help.

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8 Tips For Getting Onto The Property Ladder

Most of us dream of owning our own home at some point in our lives. If you’re like me, you dream of decorating each room to your personal taste and style, getting lost in homeware shops and spending your days creating and loving the space you’ve beautifully designed.  Now’s the time to stop daydreaming, and…

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What’s The Difference Between a Repayment Mortgage and An Interest-Only Mortgage?

Buying a house is an exciting time, but there’s a lot to think about and consider. Purchasing property is likely to be one of the biggest investments that you’ll make. One key decision during the process is how you’re going to repay your mortgage. For mortgages, there are two options: an interest-only or a repayment…

Can I get a mortgage with 1 Years accounts?

Being self-employed is a great feeling, the freedom to work how and when you want – and to top this off, you have made it to your business’s first birthday! So the question here is ‘Can I get a mortgage with 1 years accounts?’ So now you’ve made it, you are wanting to consider your mortgage…

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What Happens When You Sell a Shared Ownership Property?

If you’re thinking of selling your shared ownership home, here’s everything you need to know about the scheme. What is shared ownership? The shared ownership home scheme is when you buy a share of a property and pay rent on the rest. The share that you can buy is typically between 25% and 75%, however…

Can I get a mortgage if I'm a Foster Carer?

Can I Get A Mortgage If I’m A Foster Carer?

Great News for Foster Carers! Here at Robin Mortgage Design, we love to help people with all kinds of careers and vocations to achieve their property dreams. This includes our wonderful clients who have chosen to become Foster Carers! Does that mean I could get a mortgage based on my income as a foster carer?…

The Mortgage Guarantee Scheme – Taking you one step closer to your dream home

The Mortgage Guarantee Scheme – Taking You One Step Closer to Your Dream Home

In the recent budget announcement, the Government announced the launch of their new Mortgage Guarantee Scheme. Although it’s predominantly aimed at first-time buyers, unlike the Help to Buy scheme, this is also open to existing homeowners who would otherwise struggle to find a large deposit, so this is really great news. The Government wants to…

Can a CIS contractor get a mortgage?

Can a CIS Contractor Get a Mortgage?

Something we get asked a lot is: can I get a mortgage if I’m self-employed? Well, the simple answer is yes, you can. At this point, your mortgage adviser will start to ask a number of questions, one of which will be to establish whether or not you work under the Construction Industry Scheme (CIS).…

How much can I borrow on a mortgage?

How Much Can I Borrow on a Mortgage?

Unsurprisingly, this is one of, if not THE main question that people ask when it comes to mortgages. When you know how much you can borrow, you’ll be able to search the market to see the types of properties you can choose from in the area you want to live. For many people, knowing what…

When should you get an Agreement in Principle?

When Should You Get An Agreement In Principle?

So, what came first? The chicken or the egg? Honestly, when it comes to that, we have no idea! But, when it comes to buying your first, second or last home, we would suggest you find your mortgage before you find a house. Now we don’t want to be killjoys, we know how excited you…

What Credit Score Do I Need For A Mortgage?

What Credit Score Do I Need For A Mortgage?

Good question! A credit score or rating is a digital footprint of your financial self, whether it’s good or bad all lenders consider your credit history when applying for a mortgage. Before we go straight in lets explore what a credit score is. What is a credit score? If a stranger walked up to you…

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22 South St, Castlethorpe, Milton Keynes MK19 7EL

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.

Not all forms of mortgage lending such as certain Buy to Lets are regulated by the Financial Conduct Authority along with some additional related services, such as Conveyancing. A full disclosure document will be provided to you.

If you are considering securing additional debts against your home: Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Some links on this website will take you to third party websites. Robin Mortgage Design have no control over and are not responsible for the content of other sites.

*some services are by provided as a referral to a third party company. No personal information will be shared with such companies without your prior permission. Robin Mortgage Design have no control over these companies and cannot be held accountable for their service or advice.

Robin Mortgage Design is a trading style of Robin Partnership Ltd whom is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.  The registered Office of Robin Partnership Ltd is 22 South Street, Castlethorpe, Milton Keynes, Buckinghamshire, MK19 7EL. For more information please refer to the FCA register https://register.fca.org.uk

Robin Mortgage Design charge a broker fee which is only payable on mortgage offer. The precise amount will depend upon your circumstances however a typical fee is £395.00 and the maximum that could be charged is £1,495.00

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