Posts by Hannah
Why Should You Remortgage?
Remortgaging is the process of switching your current mortgage on your existing property to a new one. This can be with your existing lender, or with a new one. There are many different reasons as to why you may want to remortgage your house. For most people, the main reason is about saving money on…
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Mortgages on New Build Homes
For many home seekers looking for a new place to live, being able to purchase and move into a new build property is the ideal situation. Purchasing a newly built property has many benefits; they tend to be energy efficient, build to a high standard, and buyers do not have to worry about the dreaded…
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How Can I Improve My Credit Score?
When applying for a mortgage, your credit score is taken into consideration by mortgage lenders. This means your credit score needs to be at a certain level in order to be approved for a mortgage, as well reap the benefits of lower interest rates and more. Credit scores explained: what is it? A credit score is…
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How Does Equity Release Work?
What is equity release? Equity release is the process of releasing money from your property when you’re still living there. If you own your home and are over 55, and looking for some extra cash or a more comfortable retirement, then one solution is to release some equity. However, equity release can be an expensive…
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What Will a Mortgage Broker Want to Know?
Getting to the stage where you’re ready to speak to a mortgage broker is an exciting time. When you’re in the position to take out a mortgage, there are several things that a bank, building society or mortgage broker will ask you beforehand. While it may feel uncomfortable to discuss so many personal, financial questions,…
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8 Tips For Getting Onto The Property Ladder
Most of us dream of owning our own home at some point in our lives. If you’re like me, you dream of decorating each room to your personal taste and style, getting lost in homeware shops and spending your days creating and loving the space you’ve beautifully designed. Now’s the time to stop daydreaming, and…
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What’s The Difference Between a Repayment Mortgage and An Interest-Only Mortgage?
Buying a house is an exciting time, but there’s a lot to think about and consider. Purchasing property is likely to be one of the biggest investments that you’ll make. One key decision during the process is how you’re going to repay your mortgage. For mortgages, there are two options: an interest-only or a repayment…
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What Happens When You Sell a Shared Ownership Property?
If you’re thinking of selling your shared ownership home, here’s everything you need to know about the scheme. What is shared ownership? The shared ownership home scheme is when you buy a share of a property and pay rent on the rest. The share that you can buy is typically between 25% and 75%, however…
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